Five Items for Home Buyer Preparation

Essential Home Buyer Preparation Outline

Most Recent 2 Years Tax Returns – most coop board packages require tax returns

Most Recent 2 Years W2’s and Most Recent 30 Days Pay Stubs – applicable only if you are employed by a company, self employed individuals must only provide tax returns.

Most Recent 3 Months Bank, Investment and Retirement Account Statements – a buyer is not required to disclose all assets to the lender or the coop, but the down payment and required reserves must be sourced by an account statement.

Valid form of Picture ID – Passports, State issues ID’s are considered valid forms of identification.

NOT REQUIRED ON SUBMISSION but can prove to be very helpful in the buying process is a current copy of your Credit Report.

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